Archive for first time home buyer
What To Do If You Don’t Have Credit & Want To Buy A Home
Occasionally, I get a call or meet with a client who doesn’t have any credit established. There are several reasons for this, either they are young and just haven’t had enough time to establish credit or they pay everything in cash. Either way, this makes it difficult when applying for a loan. I came across [...]
7 Steps to Buying Your First Home
The home buying process can overwhelming for the first time home buyer. By following these 7 steps to buying your first home, your home buying experience will be a bit easier and definitely less overwhelming. Hire A Realtor – If you’re new to the area or just unfamiliar with the communities, this will save you [...]
Sneak Peek! Bank Owned home in Dupree Lakes
This Land O Lakes home is located in Dupree Lakes off of Land O Lakes Blvd. The home features 4 bedrooms, 2 baths, a 2 car garage and is 2230 sq ft. The price is unknown at this time but should be very affordable for a first time home buyer. Call (813) 317-4300 to be [...]
Importance of Title Insurance
If you’ve ever bought a home, you’ve probably noticed a fee on the HUD for title insurance. Most people don’t have a clue what it is or why your lender requires it. Title insurance protects the buyer and their lender against loss arising from problems connected to the title. As a home is bought and [...]
3 Good Reasons to Love Real Estate
This being Valentine’s Day we thought it appropriate to focus on what there is to love about real estate. We came across the following information in a recent issue of SmartMoney Magazine. You may find it useful in motivating your buyers to make their move now. 1. Smart people are buying real estate. Last fall [...]
Negotiating? Don’t post it on social media.
I just read an interesting article about a couple who cost themselves quite a bit of money for posting too much information. Who would have ever thought a social media site could cost you while you’re negotiating on a house?
New Home Buyer Tax?
Beginning September 7th, the cost of mortgage insurance on FHA loans will be increasing. FHA loans only require 3.5% down payment which makes them a preferred loan for most first time home buyers. To avoid the increased mortgage insurance and higher mortgage payment, you must have your FHA case number assigned prior to this change. [...]